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How to Buy a Condo

How to Buy a CondoWhile buying a house is what most people want, many individuals today are willing to settle down on condo units. Aside from being cost effective, it’s also the best choice if you don’t want to deal with too much maintenance. The amenities may vary but regardless of it, living in a condo unit means being able to enjoy all that it can offer.

Nevertheless, you should still know the tips and techniques on how you can find and purchase the right condo for you. It may come quite similar, but once you experience living in it, you might regret that you didn’t follow these helpful tips.

Hunt thoroughly

The initial step towards purchasing a condo would be to hunt thoroughly. This means you should interrogate the condo staffs somehow, to know all the essential facts you (as a buyer) needs to know. Consider this short list:

  • Available units and their sizes
  • What’s included in every unit
  • Payment terms
  • Rules with regard to the amenities
  • Parking space (if you have a car)
  • Other fees you may need to pay

List these down and list the answers you’ll get. This way, you can easily make comparisons with what you’ll know about other condos.

Check on your budget

The next step towards purchasing a condo is to assess your financial status. Do you have a stable cash flow? Is it enough to pay for anything that your condo asks for? Keep in mind that you still have other financial responsibilities such as the education of your children and your monthly grocery.

All these should be considered when making your computation. You should also ensure that your emergency fund has enough stability.

Ask for recommendations

Although you already know a bit of facts about your potential unit, nothing can still beat the word of mouth. If you have any friends or relatives living in a condo, you may want to ask them on how to go about the entire process.

You can also bring them along when checking the unit you’re planning to purchase. This way, a more meticulous person can help you with the inspection.

Get further advice

If you easily turn blank when talking about condominiums, you can get further assistance from a real estate agent. Ask a market analysis from him to know the current pricing of condo units. You can also ask him about the reputation of the condo you’re eying for.

Most real estate agents will just remain silent but once asked about the reputation of a certain company; they have their own opinion about it.

Read the CC&Rs

Now that, you know all the information needed, the last step would be to analyze the covenants, conditions and restrictions (CC&R) of the condo. Once everything is clear, you can go with the payment.

Be sure that the computation you asked for earlier is still the same to what they’re asking you to pay now.

Purchasing a condo unit can truly be considered as a step towards practicality. Although a spacious house with patio, front yard and an inviting curb appeal is way better, a condo unit has its side of positive aspects also.

  • http://www.orangemasala.com Rahul

    Heyy…great tips…surely these points should be kept in mind while looking for condo..thanks for sharing..!!!

  • http://www.samcon.ca Michel Jasman

    With so many condo promoters in booming cities, it indeed becomes a mess for consumers to find the good condo for them! Every bit of advice is good in that situation.