For most individuals, retiring arrives when you reach the retirement age only. Although this is followed by many, there are also some people who are forced to retire due to health problems. Because this is health that is concerned, there’s no way you can force your body to work just because you want to.
Probably, your boss will also suggest an early retirement if he sees you struggling with work. If you think you’re planning to have an early retirement due to health issues, better follow the tips listed below:
Talk to your partner and plan ahead
If you discovered a health issue that will probably bother you in the next few years, it’s wise to talk about it with your partner. This way both of you can think of better ways to deal with your health problem.
If there’s no other choice but to retire early, be sure that everythings well planned. From the sources of cash by the tire, you retire to the expenses you’ll have. This way, you will be spared from dealing with debts.
Consult your boss
The next step would be to consult your boss. If you think you can still work at home, ask him if he’s open to sending you home-based. On the contrary if your final decision is early retirement, talk to your boss about it. Inform him about your health issues and make him understand that you don’t have other choices.
You should also clarify the date when you’re planning to retire. As much as possible, do not retire urgently. Give your boss enough time to look for your replacement.
Know the essential papers to be submitted
Once your retirement time is fast approaching, this is when you should consult the HR for any documents and papers you have to submit. They may ask medical-related documents that will prove your health problem. Ask them a list of these documents and be sure you’ll be able to submit it a few days before you retire.
This way, you can still cope up with any changes and more documents that your boss or the HR might ask.
Put everything into formalization
Now it’s time to put everything into formalization. You’re done with the papers, you have already talked to your boss, and the only thing missing is your retirement letter. Although your boss already knows about it, still it’s best to show professionalism up to the last day of your work. Write a short and concise retirement letter that will show your sincerity.
Talk to a financial planner
Last and final step would be to talk to a financial planner. Because of an early retirement, you might need extra help from an expert. He will guide you towards dealing with your finances and will also let you know what benefits you should get.
Aside from the financial planner, you can also talk to other experts who can help you go about such benefits.
Retiring due to health issues may be difficult especially to those who are quite dedicated to their work. Nevertheless, it’s still the best thing to do, unless you want to take your health for granted. The least you can do is thank the company you work for and show professionalism up to the last day of your stay.