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Terms and Conditions of Use

This web page represents a legal document that serves as our Terms of Use and it governs the legal terms of our website, http://incometherapy.com, sub-domains, and any associated web-based and mobile applications (collectively, “Website”), as owned and operated by Conlo Media.

Capitalized terms, unless otherwise defined, have the meaning specified within the Definitions section below. This Terms of Use, along with our Privacy Policy, any mobile license agreement, and other posted guidelines within our Website, collectively “Legal Terms”, constitute the entire and only agreement between you and Conlo Media, and supersede all other agreements, representations, warranties and understandings with respect to our Website and the subject matter contained herein. We may amend our Legal Terms at any time without specific notice to you. The latest copies of our Legal Terms will be posted on our Website, and you should review all Legal Terms prior to using our Website. After any revisions to our Legal Terms are posted, you agree to be bound to any such changes to them. Therefore, it is important for you to periodically review our Legal Terms to make sure you still agree to them.

By using our Website, you agree to fully comply with and be bound by our Legal Terms. Please review them carefully. If you do not accept our Legal Terms, do not access and use our Website. If you have already accessed our Website and do not accept our Legal Terms, you should immediately discontinue use of our Website.

The last update to our Terms of Use was posted on February 2, 2013.

Definitions

The terms “us” or “we” or “our” refers to Conlo Media, the owner of the Website.

A “Visitor” is someone who merely browses our Website, but has not registered as Member.

A “Member” or “Content Provider” is an individual that has registered with us to use our site as means of providing content or service.

Our “Service” represents the collective functionality and features as offered through our Website to our Members.

A “User” is a collective identifier that refers to either a Visitor or a Member.

All text, information, graphics, audio, video, and data offered through our Website are collectively known as our “Content”.

Legal Compliance

You agree to comply with all applicable domestic and international laws, statutes, ordinances, and regulations regarding your use of our Website. Conlo Media reserves the right to investigate complaints or reported violations of our Legal Terms and to take any action we deem appropriate, including but not limited to canceling your account, reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, posted materials, IP addresses and traffic information, as allowed under our Privacy Policy.

Intellectual Property

Our Website may contain our service marks or trademarks as well as those of our affiliates or other companies, in the form of words, graphics, and logos. Your use of our Website does not constitute any right or license for you to use such service marks/trademarks, without the prior written permission of the corresponding service mark/trademark owner. Our Website is also protected under international copyright laws. The copying, redistribution, use or publication by you of any portion of our Website is strictly prohibited. Your use of our Website does not grant you ownership rights of any kind in our Website.

Links to Other Websites

Our Website may contain links to third party websites. These links are provided solely as a convenience to you. By linking to these websites, we do not create or have an affiliation with, or sponsor such third party websites. The inclusion of links within our Website does not constitute any endorsement, guarantee, warranty, or recommendation of such third party websites. Conlo Media has no control over the legal documents and privacy practices of third party websites; as such, you access any such third party websites at your own risk.

Copyright Infringement

Income Therapy respects intellectual property rights of other individuals and expects the same respect from its members, users and visitors. If you suspect that a certain content contains repoduced information that constitutes copyright infringement, you may contact us directly at incometherapy101@gmail.com.

It is our policy to immediately remove and take action on any suspection of copyright infringement. Any individual, member, user or visitor involved in the process of infringement of intellectual property rights shall have his or her account, article and anything affiliated, terminated.

Disclaimer of Warranties

Income Therapy, a property of Conlo Media, contains personal statements, opinions and advice provided by content providers, members, visitors and users. The content is intended to provide geneneral information or opinions only and the content may contain errors, inconsistencies and may be out of date. The statements, opinions, advice, comments and any other content contained in Income Therapy are not guaranteed to be 100% correct and accurate and should not be treated as such. We do not warranty any statements made in the articles and in any content found within the Website. You use the information gathered on this site at your own risk.

All information on Income Therapy is provided without any representations or warranties, express or implied. Conlo Media makes no representations or warranties in relation to the information on this website.

You must not rely on the information on Income Therapy as an alternative to advice from actual professionals. If you have any specific question about any information presented, you should consult a professional.

Without prejudice to the generality of the foregoing paragraph, we do not warrant that:

(a) the information on Income Therapy will be constantly available, or available at all; or

(b) the information on Income Therapy is complete, true, accurate, up-to-date, or non-misleading.

Nothing in this disclaimer will:

(a) exclude our liability for death or personal injury resulting from negligence;

(b) exclude our liability for fraud or fraudulent misrepresentation;

(c) limit any of our liabilities in any way that is not permitted under applicable law; or

(d) exclude any of our liabilities that may not be excluded under applicable law.

You agree that neither Income Therapy nor Conlo Media, nor their subsidiaries, affiliates, employees and contractors will be liable to you and/or any other person for direct, indirect, incidental, punitive, exemplary, special or consequential damages, lost profits, lost revenue, loss of data, loss of privacy, loss of goodwill or any other losses.

Terms for Members and Content Providers

Income Therapy may now or in the future permit the submission of text, files, images, photos, videos, sounds, musical works, works of authorship, or any other materials by you and the hosting, sharing and/or publishing of such content. We do not have the ability to control the nature of the user-generated content offered through the Service. You are solely responsible for your interactions with other users of the Service and any content that you post. We will not be liable for any damage or harm resulting from any content or your interactions with other users of the Service. We reserve the right, but have no obligation, to monitor interactions between you and other users of the Service and take any other action to restrict access to or the availability of any material that we or another user of the Service may consider to be obscene, lewd, lascivious, filthy, excessively violent, harassing or otherwise objectionable (including, without limitation, because it violates these Terms).

By submitting, posting or displaying Content on or through the Service (“Your Content”), you warrant, represent and agree that (i) you will not submit material that is copyrighted, protected by trade secret, or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you own or have otherwise acquired such rights in Your Content to enable you to grant us the rights in Your Content described herein; (ii) you have paid and will pay in full all license fees, and other financial obligations of any kind, arising from any use or commercial exploitation of Your Content; (iii) you are the individual pictured, depicted, and/or heard in Your Content, or, alternatively, you have obtained permission (and, if applicable, publicity rights) from each person (including consent from parents or guardians for any individual under the age of eighteen (18) who appears and/or is heard in Your Content; (iv) Your Content is not defamatory in nature, false or misleading, does not infringe the intellectual property rights, privacy, rights to publicity or any other legal or moral rights of any third party; (v) Your Content is not unlawful, obscene, threatening, pornographic, harassing, hateful, racially or ethnically offensive, give rise to civil liability, violate any law, or is otherwise misappropriate or impersonates another person; and (vi) you agree to keep all records necessary to establish that Your Content does not violate any of the foregoing representations and warranties and to make such records available upon our request.

We do not endorse Your Content or any opinion, recommendation, or advice expressed therein, and we expressly disclaim any and all liability in connection with Your Content.

When you submit ideas, suggestions, or proposals (collectively, “Ideas”) to us, you represent, warrant and agree that: (a) your Ideas do not include confidential or proprietary information, you have all necessary rights to submit them to us and that they do not and will not infringe or violate any third party rights of any kind; (b) if we so choose, we may use and disclose your Ideas in any way; and (iii) we have no obligation to pay or reimburse you for your Ideas or our use of your Ideas. You also acknowledge that (I) we may have already created, or be in the process of creating, content that may be substantially similar to your Ideas or work samples at the time you submit those ideas or samples to us, and (II) elements of your Ideas and work samples may not be subject to protection under copyright law.

In addition to the foregoing, you hereby grant us a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display and distribute Your Content in any and all media or distribution methods (now known or later developed). You agree that this license includes the right for other users of the Service to modify Your Content, and for us to make Your Content available to others for the publication, distribution, syndication, or broadcast of Your Content on other media and services, subject to our terms and conditions for such Content use. Such additional uses by us or others may be made with no compensation paid to you with respect to Content that you submitted, posted, transmitted or otherwise made available through the Service. We may modify or adapt Your Content in order to transmit, display or distribute it over computer networks and in various media and/or make changes to Your Content for any purpose including those that we consider necessary to conform and adapt Content to any requirements or limitations of any networks, devices, services or media. The terms of this section supplement any terms we may have agreed to in any content submission agreement that we are a party to and both of us signed.

We require each user, member and visitor, to indemnify (protect) us from liability

You agree to indemnify and hold us, Income Therapy, Conlo Media and our employees, representatives, agents, attorneys, affiliates, directors, officers, managers, shareholders (“Indemnified Parties”) and other users harmless from and against any claims, damages, losses, expenses and costs (including reasonable legal fees and costs) imposed on, incurred by, or asserted against any of the Indemnified Parties arising from, connected with and/or as a result of or relating to your use of the Service and Content, whether authorized or unauthorized under these Terms (“Claim”). Claims include, without limitation, a breach of these Terms. If you are obligated to provide indemnification pursuant to this provision, we may, in our sole and absolute discretion, control the disposition of any Claim at your sole cost and expense. Without limitation of the foregoing, you may not settle, compromise or in any other manner dispose of any Claim without our consent.

WE PROVIDE NO WARRANTY AND DISCLAIM ALL WARRANTIES

THE CONTENTS ARE “AS IS” AND “WITH ALL FAULTS”. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THERE ARE NOT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING, WITHOUT LIMITATION WARRANTIES OF COMPLETENESS, ACCURACY, FREEDOM FROM INTERRUPTION, OR OF VERIFICATION OF THE CONTENTS, THERE ARE NO ANY IMPLIED WARRANTIES ARISING FROM TRADE USAGE, COURSE OF DEALING, OR COURSE OF PERFORMANCE, AND THERE ARE NO IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR USE OR PURPOSE.

WAIVER OF CLASS ACTION RIGHTS

BY ENTERING INTO THESE TERMS, YOU HEREBY IRREVOCABLY WAIVE ANY RIGHT YOU MAY HAVE TO JOIN CLAIMS WITH THOSE OF OTHERS IN THE FORM OF A CLASS ACTION OR SIMILAR PROCEDURAL DEVICE. ANY CLAIMS ARISING OUT OF, RELATING TO, OR CONNECTED WITH THESE TERMS MUST BE ASSERTED INDIVIDUALLY.

All provisions are individual in nature

In the event that any provision of these Terms is held to be invalid or unenforceable, the remaining provisions of these Terms will remain in full force and effect.

General Terms

Our Legal Terms shall be treated as though it were executed and performed in Manila, Philippines, and shall be governed by and construed in accordance with the laws of Manila, Philippines, without regard to conflict of law principles. In addition, you agree to submit to the personal jurisdiction and venue of such courts. Any cause of action by you with respect to our Website, must be instituted within one (1) year after the cause of action arose or be forever waived and barred. Should any part of our Legal Terms be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. To the extent that any Content in our Website conflicts or is inconsistent with our Legal Terms, our Legal Terms shall take precedence. Our failure to enforce any provision of our Legal Terms shall not be deemed a waiver of such provision nor of the right to enforce such provision. The rights of Conlo Media under our Legal Terms shall survive the termination of our Legal Terms.